Who Pays for Home Care?

Medicare

Must meet requirements set by Medicare, such as being homebound and requiring intermittent, skilled care. Medicare covers a wide range of services such as skilled nursing, home care aide, physical therapy, occupational therapy, and speech therapy.

Medicaid — Wellpoint, Iowa Total Care, Molina Healthcare Iowa

The State of Iowa has privatized Medicaid provided by Wellpoint, Iowa Total Care, and Molina Healthcare Iowa. This system provides services similar to Medicare for lower income brackets. Clients do not have to be homebound.

Private Health Insurance

Policy coverage varies. Generally, private insurance is limited to physician-directed home health services. Some require prior authorization and home-bound status. We currently work with Wellmark Blue Cross Blue Shield & United HealthCare PPO.

Veterans Administration

The VA does cover home care services, but they do require prior authorization.

Private Pay/Patient

Services can be paid for privately. Charges are based on a sliding fee. Income and resources determine the client’s fee percentage. Supplemental funds are available based on financial need and are partially funded by the Elderbridge Agency on Aging and county tax dollars.

Donations and memorials are welcome.